Have you recently had a tree fall on your property? Are you wondering if tree removal is covered by insurance? This is a frequent question that is asked here at B&B Tree Service. Therefore, today we would like to address this question for you.
Is Tree Removal Covered by Insurance?
While we cannot speak for everyone’s insurance companies, we do know that there are certain events that may be covered.
Imagine it is spring and you are sitting in your living room and a storm rolls in. You are enjoying the drama of lightning and thunder. Then, suddenly, that drama crashes through the roof of your house in the form of a tree or large branch.
Storms of all kinds, including snow, can be stunning and dramatic but no one wants the after-effects of a downed tree to deal with.
If an otherwise healthy tree damages your home or other structure on your property it may be covered by your insurance policy. This can extend to a neighbor’s tree falling on your property as well.
However, if you have been neglecting to keep the trees on your property maintained most likely your policy will not cover the damage.
If a tree happens to fall elsewhere and does not cause any kind of damage to a structure it will not be covered either. Nevertheless, understand your insurance policy and talk to your agent for more information about what will and will not be covered. Because every insurance company will have different guidelines that they operate from.
Responsibility of Homeowners
As stated, insurance companies expect homeowners to take responsibility for trees, shrubs, etc. on their own land. Neglecting to do so may void your insurance policy and leave you with a horrible mess to deal with on your own.
Although trees are living organisms, they have no concept of understanding that you have decided to build on a parcel of land. They just grow, thrive, and eventually age just like anything else.
As a responsible homeowner, it will be for you to monitor any growth that may need to be maintained. But you do not have to handle this on your own, B&B Tree Service is here to help you.
How to Maintain Trees and Other Growth on Your Property
As trees grow and age they may need to be trimmed or even removed to prevent damage to your home and other structures. While this may appear to be an easy to accomplish DIY project, we strongly suggest leaving this to a professional.
B&B Tree Service crews are trained on how to properly trim limbs or fell trees without causing harm to those around or damage structures. Doing this on your own can be dangerous! Besides, it can be physically demanding work as well.
B&B Tree Service offers a variety of options to assist you in caring for the trees and other organic growth on your property. We offer the following services to meet your needs:
- Dangerous/Difficult Tree Takedowns
- Delimbing Tree Service
- Round-Over Tree Service
- Stump Grinding
- Lot/View Clearing
- Brush Removal
- Emergency & Storm Cleanup Tree Services
- Other Tree Removal Services
- Tree Planting
We are experts in our industry, and we will give you a free estimate at any time.
What to Do in Case of Emergency
Do not attempt to handle large tree removal on your own, instead call someone to assist you. Especially if a tree or limb has fallen across a power line. If this has happened do not approach the downed line or get near any standing water the tree or power line may be touching. This can result in not only harm but death!
North Carolina is often ravaged by storms throughout the year and they can cause trees to fall. However, it is always best to err on the side of caution. B&B Tree Service crews are available 24 hours a day 7 days a week for storm damage and dangerous cleanup. You can contact us anytime here via our website or call.
B&B Tree Service is here to help you from land and lot clearing to maintaining brush and more on your property. Don’t hesitate to call us any time of day and we will provide you with a free estimate.